1. Calculate
Enter your details and immediately see your indicative monthly amount.
Financial lease
Calculate your
monthly payment
Immediately receive an indicative monthly amount for your financial lease.
Your lease calculation
Estimated monthly payment
€ 525per month
Calculation example at 7,05% nominal assumed interest rate; not a financing offer.
Request a proposal
2. Discuss
Ask your question and explore the options for your car.
3. Review
Review the terms of any proposal carefully.
This is how the calculation works
Enter your details and immediately see approximately what you pay per month.
The calculation provides an indication based on the data you selected.
Purchase price
Enter the purchase price as stated in the car offer, including any options. The calculator does not determine VAT deductions or tax treatment.
Amount financed
The amount you want to finance. This is usually part of the purchase price.
Term
The period over which you repay the lease amount. Choose a duration to see the indication.
Balloon payment
An amount that may remain outstanding at the end of the term and then has to be paid in one lump sum.
Frequently asked questions
View all questionsIs the monthly amount a final amount?
No. This is a calculation indication based on the lease amount, term, balloon payment and assumed interest rate chosen by you. A financier determines any interest, costs and conditions after assessment. VAT, insurance, maintenance and other car costs may be excluded from this calculation.
What is a balloon payment?
A balloon payment is an amount left outstanding at the end of the term. It lowers the monthly payment but still has to be paid at the end. Discuss in advance what may be possible in your situation.
Can I reclaim VAT on the car?
That depends on the VAT treatment of the contract, your company and the use of the car. The calculator does not calculate VAT deductions. Read the explanation of the Dutch Tax and Customs Administration and ask your accountant for advice if necessary.
What is the difference between financial lease and operational lease?
With financial leasing you finance the purchase; Usually you are the economic owner and the car is on the balance sheet with the financing. With operational leasing, you use the car for an agreed period and usually return it afterwards. Included services vary per contract. Also view the Dutch Chamber of Commerce guide to leasing.
Do I directly own the car?
With financial leasing you are usually the economic owner. The legal ownership and collateral arrangements depend on the contract; the financier can remain the legal owner during the term. Read the agreements before you sign.
What costs are included in the monthly amount?
The calculator uses the amount financed, the term, any balloon payment and the assumed interest rate. Insurance, maintenance, repairs, taxes, any down payment and other contract costs may be excluded. Check the full financing offer.
Can I change the term or balloon payment later?
That depends on the financier and the terms of the signed agreement. Discuss any changes with the financier in advance.
Who is financial leasing suitable for?
This information and calculator are for business owners exploring vehicle finance. A financier assesses every application individually and may set conditions.
What documents do I need?
The information required varies per application, vehicle and financier. If you explore the options, we will discuss what information is required for a possible application.
Can I lease a specific vehicle?
You can discuss the vehicle you have in mind with us. Eligibility depends, among other things, on the car and the financier. Get in touch to explore the possibilities.
Questions or a personal proposal?
We are happy to help you
Do you have a specific situation or would you like advice? Please contact us for a suitable proposal.