Leasing a business car
Calculate an indication, discuss your wishes and view the conditions of a possible financing proposal.
Enter your details and immediately see an indicative monthly amount.
Use the lease calculator for an estimate based on the purchase price, amount financed, term, balloon payment and assumed interest rate. The result is not an offer or a commitment to provide financing.
Calculation example at 7,05% nominal assumed interest rate; not a financing offer.
Tell us which car and situation it concerns.
Submit your question or calculation via the contact form. We discuss your wishes for the vehicle, the lease amount, the term and the balloon payment. A form submission is not yet a funding application.
If necessary, ask for a personal financing proposal.
If you want to continue, we will discuss which options suit your needs and what information may be required. The financier assesses the application and determines a possible proposal and the final conditions.
No current car or offer
Compare all amounts and agreements before you decide.
View the monthly installment, any down payment, balloon payment, total costs, duration and agreements about maintenance, insurance and earlier termination. Ask for an explanation if conditions are not clear. You are not committed to anything by just contacting us.
Financial leasing is business finance for an asset such as a car. You repay the financing in instalments. You are generally the economic owner: the car and financing obligation appear on your balance sheet. The financier may remain the legal owner during the term. The contract determines which costs and risks are yours; maintenance, repairs and insurance are usually the business owner's responsibility.
Read the information from the Dutch Chamber of Commerce and the Dutch Tax and Customs Administration. The tax treatment depends on the contract and your situation; If necessary, ask your accountant for advice.
With a financial lease you finance the purchase and you are usually the economic owner; the car and debt appear on the balance sheet. With operational leasing, you use the car for an agreed period and usually return it afterwards. Maintenance, insurance and other included services vary per contract. This website focuses on financial lease for entrepreneurs. See also the explanation from Chamber of Commerce.
With financial leasing you are usually the economic owner. The legal ownership and collateral arrangements depend on the contract; the financier can remain the legal owner during the term. Read the agreements before you sign.
No. The VAT treatment depends, among other things, on the form of contract, the VAT-taxed activities of your company and private use of the car. The calculator does not determine VAT deductions. Read the information from the Dutch Tax and Customs Administration and ask your accountant for advice.
This calculator only uses the amount financed, the term, any balloon payment and the assumed interest rate. Insurance, maintenance, repairs, taxes, any down payment and other contract costs may be excluded. Check the full financing offer.
That depends on the financier and the terms of the signed agreement. Discuss changes with the financier in advance.
This information and calculator are intended for entrepreneurs who want to explore business vehicle financing. A financier assesses each application individually and can impose conditions.
The information required varies per application, vehicle and financier. If you explore the options, we will discuss what information is required for a possible application.
You can discuss the vehicle you have in mind with us. Eligibility depends, among other things, on the car and the financier. Get in touch to explore the possibilities.
Business car leasing in the Netherlands
Financial leasing is one way to finance a business car. In addition to the monthly amount, also look at ownership, costs that are included or not, the balloon payment and agreements in case of early termination or payment problems.
You pay for the purchase in installments. Usually you are the economic owner and the car with the lease obligation is on the company balance sheet. The entrepreneur usually pays for maintenance, repairs and insurance himself. A down payment or final installment may be part of the contract.
You use a car for an agreed period and usually return it afterwards. The leasing company remains the owner. Included maintenance, insurance and other services depend on the contract. Operational lease is not a financial lease calculation.
According to VNA, the Dutch lease fleet grew by 0.3% in 2025 to approximately 1.372 million cars. The number of commercially leased passenger cars was around 874,000. These are figures for the total lease market, not a separate market share for financial lease.
VNA explains that financial leasing is part of the market, but that many of these vehicles are not recognizable as such in the RDC data used.
View the current VNA market figures (reference year 2025)When reviewing a proposal, compare the down payment, monthly instalments, total costs, balloon payment, term, included services and termination terms. The monthly estimate above is not an offer. Tax rules and VAT deductions depend on the contract and business use.
Sources: KVK: What is leasing? (June 26, 2026) · Chamber of Commerce: Leasing and taxes (March 9, 2026) · Tax authorities: VAT on lease · VNA: Car leasing market in figures 2025.
Immediately receive an indicative monthly amount for your financial lease.
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We will add our WhatsApp number soon. In the meantime, email us at info@dlc-lease.nl.